AssetPrism

Retirement Planning,
Without the Privacy Trade-off.

AssetPrism is the privacy-first FIRE Calculator and Net Worth Tracker that lives on your device. Simulate your financial future, plan for life events, and stay on track—no bank connections required.

Monte Carlo forecasts with confidence bands, in minutes.
Local-first storage with optional iCloud sync—no accounts needed.
Track monthly net worth and compare against your FIRE path.
Download on App Store
100% Offline Data Native iOS
AssetPrism iOS App Dashboard showing Net Worth and FIRE forecast

A live dashboard of net worth, FIRE date, and probability bands—always on device.

Stop Trusting Your Financial Future to
Spreadsheets or Cloud Apps.

The Privacy Risk

Most finance apps ask for your bank passwords and store your data in the cloud. Do you really want your entire financial life on someone else's server?

The Spreadsheet Fatigue

Spreadsheets are powerful but brittle. One broken formula can ruin your forecast. Plus, they don't look good on your phone when you need a quick check-in.

The Solution

AssetPrism gives you the power of a complex Monte Carlo simulation with the privacy of a local spreadsheet. Your data never leaves your iPhone.

Clarity for Your Financial Journey

Visual Wealth Forecasting

See Your Future, Instantly.

Input your current assets and savings rate. Our Monte Carlo simulator generates thousands of market scenarios to show you the most likely path to your FIRE number.

Monte Carlo Simulation Chart

"What-If" Life Events

Plan for Real Life.

Buying a home in 5 years? Taking a sabbatical? Paying for college? Add Life Events to your timeline and instantly see how they impact your retirement date.

Life Events Planning

Goal Tracking

Milestones, Made Measurable.

Set goals like "FIRE by 45" or "Down payment in 3 years" and track progress against your timeline. Know what's on track and what needs attention.

Goal Tracking

Net Worth Analysis

See the Story Behind the Numbers.

Track month-to-month changes across assets and liabilities, spot trends, and understand what's driving growth or drag.

Net Worth Analysis

Asset Distribution

Your Allocation, At a Glance.

Visualize your allocation across cash, stocks, real estate, and alternatives. Rebalance with confidence and align risk to your goals.

Asset Allocation Breakdown

From Chaos to Clarity in 3 Steps

1

Snapshot

Enter your current assets manually (Stocks, Cash, Real Estate). Securely on device.

2

Simulate

Set your savings rate and investment style to project your future wealth.

3

Track

Update balances monthly. See if you're on track to retire early.

Frequently Asked Questions

Yes. AssetPrism is built offline-first. Your financial data is stored securely in your device's Apple Sandbox and iCloud (if enabled by you). We do not have servers, and we cannot see your data.
No. AssetPrism is designed for manual entry. This ensures zero risk of bank credential leaks and forces you to be more mindful of your finances by reviewing them personally.
Absolutely. The app is designed specifically for the FIRE (Financial Independence, Retire Early) community. It handles Safe Withdrawal Rates (SWR) and inflation adjustments automatically.
AssetPrism is free to download with generous core features. A Pro subscription unlocks unlimited Life Events, advanced Monte Carlo settings, and multiple scenario comparisons.
You manually update your asset balances (Stocks, ETF, Crypto, Real Estate) as often as you like. We visualize your Net Worth growth over time and compare it against your simulated FIRE path.
No. AssetPrism does not require registration. Your data stays on your device, with optional iCloud sync if you enable it.
Yes. Core features work fully offline, and no bank connections are required.
Not yet. AssetPrism is built natively for iPhone and currently available on iOS only.
It runs thousands of scenarios based on your inputs to show a range of possible outcomes and the most likely path to your FIRE number.

Your Financial Data Belongs to You.

Start planning your freedom today with the only retirement planner that respects your privacy.

Download AssetPrism