Personal Wealth Simulator & FIRE Planning for iOS
Asset Prism is not just a bookkeeping tool, but a comprehensive wealth simulator and financial independence planner. Built natively for iPhone, it goes beyond simple tracking to help you simulate FIRE scenarios, stress-test your portfolio against market volatility, and master your path to financial freedom.
Simulator
Monte Carlo Simulation
Based on your investment strategy, income/expense status, and risk preference, run one thousand Monte Carlo simulations to generate a future wealth curve that reflects real market fluctuations and reveals the many possible outcomes behind your strategy. Each change in parameters redraws our picture of what comes next.
Reality vs Goals
Goal Tracking
Define your financial milestones—whether it's early retirement (FIRE), buying a dream home, or funding education. Instantly assess their feasibility based on your real-time savings rate and investment returns. See exactly when you will cross the finish line and stay informed on whether you are on the right path to achieving your dreams.
InsightsComing Soon
AI Strategy
The bridge connecting prediction and reality. AI analyzes your asset allocation health and goal achievement rate, providing actionable strategic suggestions. From optimizing your savings rate to adjusting your portfolio mix, it forms a complete closed loop of Status Analysis, Future Deduction, and Strategy Optimization.
Detected that your cash asset ratio (40%) is higher than recommended. It is recommended to increase the investment ratio of monthly new savings to 70% to increase the retirement goal achievement rate to 95%.
Your current portfolio volatility is high. Consider diversifying into defensive assets to improve your Sharpe ratio.
Disclaimer: The projections and insights provided by Asset Prism are for informational purposes only and do not constitute financial advice. Investment involves risk.
Privacy First
Local Processing
Your financial data belongs only to you. All calculations are performed locally on your device. No registration required, no account connection needed, and fully functional offline. We respect your privacy by design.
Detected that your cash asset ratio (40%) is higher than recommended. It is recommended to increase the investment ratio of monthly new savings to 70% to increase the retirement goal achievement rate to 95%.
Your current portfolio volatility is high. Consider diversifying into defensive assets to improve your Sharpe ratio.
Disclaimer: The projections and insights provided by Asset Prism are for informational purposes only and do not constitute financial advice. Investment involves risk.